Welcome
Welcome to HealthcareSavingsNut.com,™ a site dedicated to providing money saving
advice, tips and ideas on how to be frugal, save money on all your medical and healthcare
expenses, reduce your healthcare budget and live more cheaply. Tips on how to reduce
the cost of health insurance, doctors & diagnostic tests, prescriptions & over-the-counter
drugs, hospital charges, life & disability insurance, and even your pet’s veterinary
bills. A section on living wills, last wills & testaments and funeral costs is also
included.
Start reducing your healthcare costs by reviewing the tips presented below. For hundreds
more tips, advice and savings, click on the navigation buttons on the left. Be sure
to visit our new Discounts & Deals section for the latest healthcare deals and bargain
savings. Tell your friends and family about HealthcareSavingsNut.com so they can
start saving too, and feel free to add a link on your web site.
Health Insurance - Make sure the policy is renewable at your option and is not a
temporary policy. Many people, when they are between jobs, buy temporary policies
that expire after a set period of time. If you do not get hurt or sick you probably
will be able to renew. But, if you do get hurt or sick, and you have not yet secured
a job that provides coverage, you will probably not be able to renew and you will
become uninsured. Find health insurance quotes here.
Doctors & Diagnostic Tests - Before going to a new doctor, make sure you check the
doctor’s background, to ensure that there have not been any prior problems, and that
you are happy with the doctor’s credentials. You may also want to consider this
for your present doctor. The web site DocBoard.org (free) will link you to state
licensing boards for doctors. In many instances these boards will have a wealth of
information on any doctor licensed to practice in your state.
Prescriptions & Over-The-Counter Drugs - Make sure you really need to be on all the
drugs that have been prescribed. This is particularly true of so-called “maintenance”
drugs that are taken over a long period of time. Sometimes conditions for which
these drugs are prescribed go away or lessen, or as you age you require a smaller
dosage. Make sure to ask your doctor if all these different drugs you have been
accumulating throughout the years are really necessary, or if there is some duplication
or over medication occurring.
Hospital Expenses - Before you are admitted to the hospital, make sure you know how
long the hospital stay is expected to be. When in the hospital, if you are progressing
well, ask if you can go home early. Sometimes you can easily save an extra day’s
hospital stay just by asking to be released. And make sure you know what time of
the day to be released in order to avoid an extra day’s charges. Look for healthcare
supplies and equipment here.
Life & Disability Insurance - Most life insurance companies offer lower rates per
dollar of coverage as the amount of coverage purchased increases. In other words,
the per dollar cost for $250,000 of coverage may be considerably higher than the
per dollar cost of $500,000 of coverage. Make sure you check and take advantage
of these types of price breaks. Get life and disability insurance quotes here.
Living Wills & Last Wills & Testaments - If you become disabled to the point where
you are not capable of making your own healthcare decisions (i.e., types of treatment
and whether you are kept on life support), you will need a living will, and often
a healthcare power of attorney, to have the best chance to have your wishes honored.
Otherwise, a relative (most likely emotional), or a doctor (based on what they feel
is medically, legally or morally right), or the courts will decide your future. A
living will specifies the care you want if you become incapacitated and are not able
to make your own healthcare decisions. The healthcare power of attorney names the
person you want to make decisions for you. Both a living will and healthcare power
of attorney are easily prepared at little or no cost.
Healthcare For Pets - Make sure to shop around for pet medications. Your vet is
just one source and is probably the most expensive. Try pet stores, vet schools,
and Internet sites that sell pet medications. Ask your vet for a recommendation
for an Internet pet pharmacy that they like. Make sure you get a prescription from
your vet for each medication required. Many Internet sites sell medications including
PetCareRX.com, DiscountPetMedicines.com, 1-800-PetMeds.com, PetCareChoice.com, and
many others. Find pet medications and supplies here.
Thanks for visiting HealthcareSavingsNut.com™ and we hope the ideas and tips for
saving money on your healthcare needs and expenses will make life just a little bit
better and healthier for you and your family.
Save on incontinence supplies and reduce your medical costs!
